Do You Qualify?
Find out if you qualify for Viatical Settlement and Life Insurance Loan programs
If you own at least $50,000 of life insurance coverage and have been diagnosed with a serious illness, you may qualify for Viatical Settlement and Life Insurance Loan programs.
Eligible Policy Types
To qualify for a Viatical Settlement or Life Insurance Loan, you must currently own life insurance coverage of at least $50,000. Most policy types are eligible, including the following:
- Term Life Insurance
- Group Life Insurance
- Whole Life Insurance
- Universal Life Insurance
- Flexible Premium Adjustable Life Insurance
- Variable Life Insurance
- Indexed Life Insurance
- FEGLI (Federal Employees’ Group Life Insurance)
- VGLI (Veterans’ Group Life Insurance)
- SGLI (Servicemembers’ Group Life Insurance)
If you are not certain if your policy is eligible, or have questions about what type of policy you have, please contact us for help.
Qualifying Medical Conditions
If you have been diagnosed with advanced-stage cancer or other serious illness, you may qualify for a Viatical Settlement or Life Insurance Loan. The most common medical conditions we work with include:
- Cancer (Stage III or IV)
- Alzheimer’s disesase
- Advanced dementia
- Congestive heart failure
- Advanced-stage heart disease
- Renal Failure
- Late-stage liver disease
- Lesch-Nylan Syndrome
If you are not sure whether your medical condition qualifies, or have specific questions, please contact us for help.