The Viatical Settlement Process
It’s easy to convert your policy into cash
Once you contact us we will quickly determine whether you and your policy qualify. We will talk about your options, explain the process and answer any questions you may have. We will also discuss your financial goals and provide you with a preliminary policy valuation. After speaking with you, we will send you a short application by email, fax or mail. And keep in mind, there will never be any up-front fees, medical exams or credit checks required during the life insurance loan or viatical settlement process.
Let Us Get To Work
After you have returned our application, we will obtain the necessary records from your medical providers and your life insurance company. After reviewing the records, we will complete our underwriting process and start the competitive bidding process with our network of lenders and viatical settlement providers. We will negotiate the highest offer for you and communicate with you frequently to keep you updated throughout the viatical settlement process.
Review Offers And Close
As soon as the bidding process is completed, we will report all offers to you and help you decide which one works best for you and your family. If you decide to move forward, we’ll help you review and complete the necessary documents to finalize the loan or sale transaction. Once completed, the funds will be wired directly to your bank account. And once it’s done, you can start enjoying the funds right away with no more premiums to pay. The viatical settlement process is quick and easy.